What To Ask Articles

How long do you have to sue someone in Alabama?

Posted on Tue Jul 06, 2021

The time limit for filing a personal injury lawsuit is two years from the date of your accident. However, there are exceptions to the two-year rule. To be safe, call Warren & Simpson at 256-539-7575 for a free consultation with an accident and injury lawyer.

What does an umbrella insurance policy cover?

Posted on Mon Jul 05, 2021

Umbrella insurance provides extra coverage over and above your existing liability limits and pays out once your main liability coverage has been exhausted. Are umbrella insurance policies worth it? Typically, you'll pay around $150 to $300 annually for $1 million in umbrella coverage, according to the Insurance Information Institute.

What is full coverage auto insurance?

Posted on Sun Jul 04, 2021

Full coverage means that your car is fully covered. It does not mean that you and your passengers are fully covered. I cannot tell you how many times I have asked a new client for their insurance information and they replied, “I have full coverage.”

9 Important Questions to Ask When Hiring an Accident and Injury Lawyer

Posted on Tue Jun 29, 2021

Life can suddenly change drastically because of the negligence of someone else. Whether it's injuries caused by a motor vehicle accident, poorly maintained property, or an industrial accident, you should never have to pay for someone else's negligence.

What to ask before hiring a Personal Injury Attorney

Posted on Mon May 10, 2021

Finding an experienced personal injury lawyer in Huntsville, Alabama, can feel like a daunting process. Here are three key items to consider when searching for an injury lawyer in Huntsville, Alabama.

Do I Need a Car Accident Lawyer for Property Damage?

Posted on Thu Jan 07, 2021

An Alabamian was in a car accident every three minutes and 18 seconds in 2019, according to the Alabama Department of Transportation. In addition to bodily injury, property damage is often a result of these collisions. And if you have ever had your car repaired before, you know how quickly property damage costs in car accidents can add up.

How Does the Alabama Hospital Lien Statute Work?

Posted on Thu Jan 07, 2021

Getting injured due to the negligence of another driver is bad enough. The hospital took your Medicare, Medicaid, TriCare, or private health insurance information when you were admitted. Now, you have received a bill for what you thought your insurance covered. This bill is also known as a hospital lien. What do you do now?

Who Pays for a Rental Car in a Not at Fault Accident?

Posted on Tue Jan 05, 2021

It wasn’t your fault. The other driver caused the accident that destroyed your car and possibly injured you. But now, you are left to deal with the consequences: How will I get to work? How will I pick up my kids? How will I get to the grocery store?

Do I Pay for Physical Therapy After a Car Accident?

Posted on Mon Dec 14, 2020

The damage that a car accident inflicts can last long after the initial impact. If physical therapy is a necessary part of the healing process, determining who will cover the cost is essential. From insurance details to the circumstances of the accident, there are multiple factors at play.

Why You Need Uninsured/Underinsured Motorist Coverage

Posted on Sat Jun 27, 2020

If you’re in an accident and the other driver is uninsured or doesn’t have enough insurance, will you be covered? If you have uninsured/underinsured motorist protection (UM/UIM), the answer is probably “yes.” Many auto insurance industry experts recommend choosing this option. You might think that because your state requires auto insurance, most people have it.